Amount of Insurance	Basic W/O Exc.	Simultaneous Issue/40%	Amount of Insurance	Basic W/O Exc.	Simultaneous Issue/40%
	1	2		1	2
$10,000	$190.00	$190.00	$256,000	$1,108.00	$443.20
$11,000	$195.00	$190.00	$257,000	$1,111.00	$444.40
$12,000	$200.00	$190.00	$258,000	$1,114.00	$445.60
$13,000	$205.00	$190.00	$259,000	$1,117.00	$446.80
$14,000	$210.00	$190.00	$260,000	$1,120.00	$448.00
$15,000	$215.00	$190.00	$261,000	$1,123.00	$449.20
$16,000	$220.00	$190.00	$262,000	$1,126.00	$450.40
$17,000	$225.00	$190.00	$263,000	$1,129.00	$451.60
$18,000	$230.00	$190.00	$264,000	$1,132.00	$452.80
$19,000	$235.00	$190.00	$265,000	$1,135.00	$454.00
$20,000	$240.00	$190.00	$266,000	$1,138.00	$455.20
$21,000	$245.00	$190.00	$267,000	$1,141.00	$456.40
$22,000	$250.00	$190.00	$268,000	$1,144.00	$457.60
$23,000	$255.00	$190.00	$269,000	$1,147.00	$458.80
$24,000	$260.00	$190.00	$270,000	$1,150.00	$460.00
$25,000	$265.00	$190.00	$271,000	$1,153.00	$461.20
$26,000	$270.00	$190.00	$272,000	$1,156.00	$462.40
$27,000	$275.00	$190.00	$273,000	$1,159.00	$463.60
$28,000	$280.00	$190.00	$274,000	$1,162.00	$464.80
$29,000	$285.00	$190.00	$275,000	$1,165.00	$466.00
$30,000	$290.00	$190.00	$276,000	$1,168.00	$467.20
$31,000	$295.00	$190.00	$277,000	$1,171.00	$468.40
$32,000	$300.00	$190.00	$278,000	$1,174.00	$469.60
$33,000	$305.00	$190.00	$279,000	$1,177.00	$470.80
$34,000	$310.00	$190.00	$280,000	$1,180.00	$472.00
$35,000	$315.00	$190.00	$281,000	$1,183.00	$473.20
$36,000	$320.00	$190.00	$282,000	$1,186.00	$474.40
$37,000	$325.00	$190.00	$283,000	$1,189.00	$475.60
$38,000	$330.00	$190.00	$284,000	$1,192.00	$476.80
$39,000	$335.00	$190.00	$285,000	$1,195.00	$478.00
$40,000	$340.00	$190.00	$286,000	$1,198.00	$479.20
$41,000	$345.00	$190.00	$287,000	$1,201.00	$480.40
$42,000	$350.00	$190.00	$288,000	$1,204.00	$481.60
$43,000	$355.00	$190.00	$289,000	$1,207.00	$482.80
$44,000	$360.00	$190.00	$290,000	$1,210.00	$484.00
$45,000	$365.00	$190.00	$291,000	$1,213.00	$485.20
$46,000	$370.00	$190.00	$292,000	$1,216.00	$486.40
$47,000	$375.00	$190.00	$293,000	$1,219.00	$487.60
$48,000	$380.00	$190.00	$294,000	$1,222.00	$488.80
$49,000	$385.00	$190.00	$295,000	$1,225.00	$490.00
$50,000	$390.00	$190.00	$296,000	$1,228.00	$491.20
$51,000	$394.00	$190.00	$297,000	$1,231.00	$492.40
$52,000	$398.00	$190.00	$298,000	$1,234.00	$493.60
$53,000	$402.00	$190.00	$299,000	$1,237.00	$494.80
$54,000	$406.00	$190.00	$300,000	$1,240.00	$496.00
$55,000	$410.00	$190.00	$301,000	$1,242.50	$497.00
$56,000	$414.00	$190.00	$302,000	$1,245.00	$498.00
$57,000	$418.00	$190.00	$303,000	$1,247.50	$499.00
$58,000	$422.00	$190.00	$304,000	$1,250.00	$500.00
$59,000	$426.00	$190.00	$305,000	$1,252.50	$501.00
$60,000	$430.00	$190.00	$306,000	$1,255.00	$502.00
$61,000	$434.00	$190.00	$307,000	$1,257.50	$503.00
$62,000	$438.00	$190.00	$308,000	$1,260.00	$504.00
$63,000	$442.00	$190.00	$309,000	$1,262.50	$505.00
$64,000	$446.00	$190.00	$310,000	$1,265.00	$506.00
$65,000	$450.00	$190.00	$311,000	$1,267.50	$507.00
$66,000	$454.00	$190.00	$312,000	$1,270.00	$508.00
$67,000	$458.00	$190.00	$313,000	$1,272.50	$509.00
$68,000	$462.00	$190.00	$314,000	$1,275.00	$510.00
$69,000	$466.00	$190.00	$315,000	$1,277.50	$511.00
$70,000	$470.00	$190.00	$316,000	$1,280.00	$512.00
$71,000	$474.00	$190.00	$317,000	$1,282.50	$513.00
$72,000	$478.00	$191.20	$318,000	$1,285.00	$514.00
$73,000	$482.00	$192.80	$319,000	$1,287.50	$515.00
$74,000	$486.00	$194.40	$320,000	$1,290.00	$516.00
$75,000	$490.00	$196.00	$321,000	$1,292.50	$517.00
$76,000	$494.00	$197.60	$322,000	$1,295.00	$518.00
$77,000	$498.00	$199.20	$323,000	$1,297.50	$519.00
$78,000	$502.00	$200.80	$324,000	$1,300.00	$520.00
$79,000	$506.00	$202.40	$325,000	$1,302.50	$521.00
$80,000	$510.00	$204.00	$326,000	$1,305.00	$522.00
$81,000	$514.00	$205.60	$327,000	$1,307.50	$523.00
$82,000	$518.00	$207.20	$328,000	$1,310.00	$524.00
$83,000	$522.00	$208.80	$329,000	$1,312.50	$525.00
$84,000	$526.00	$210.40	$330,000	$1,315.00	$526.00
$85,000	$530.00	$212.00	$331,000	$1,317.50	$527.00
$86,000	$534.00	$213.60	$332,000	$1,320.00	$528.00
$87,000	$538.00	$215.20	$333,000	$1,322.50	$529.00
$88,000	$542.00	$216.80	$334,000	$1,325.00	$530.00
$89,000	$546.00	$218.40	$335,000	$1,327.50	$531.00
$90,000	$550.00	$220.00	$336,000	$1,330.00	$532.00
$91,000	$554.00	$221.60	$337,000	$1,332.50	$533.00
$92,000	$558.00	$223.20	$338,000	$1,335.00	$534.00
$93,000	$562.00	$224.80	$339,000	$1,337.50	$535.00
$94,000	$566.00	$226.40	$340,000	$1,340.00	$536.00
$95,000	$570.00	$228.00	$341,000	$1,342.50	$537.00
$96,000	$574.00	$229.60	$342,000	$1,345.00	$538.00
$97,000	$578.00	$231.20	$343,000	$1,347.50	$539.00
$98,000	$582.00	$232.80	$344,000	$1,350.00	$540.00
$99,000	$586.00	$234.40	$345,000	$1,352.50	$541.00
$100,000	$590.00	$236.00	$346,000	$1,355.00	$542.00
$101,000	$593.50	$237.40	$347,000	$1,357.50	$543.00
$102,000	$597.00	$238.80	$348,000	$1,360.00	$544.00
$103,000	$600.50	$240.20	$349,000	$1,362.50	$545.00
$104,000	$604.00	$241.60	$350,000	$1,365.00	$546.00
$105,000	$607.50	$243.00	$351,000	$1,367.50	$547.00
$106,000	$611.00	$244.40	$352,000	$1,370.00	$548.00
$107,000	$614.50	$245.80	$353,000	$1,372.50	$549.00
$108,000	$618.00	$247.20	$354,000	$1,375.00	$550.00
$109,000	$621.50	$248.60	$355,000	$1,377.50	$551.00
$110,000	$625.00	$250.00	$356,000	$1,380.00	$552.00
$111,000	$628.50	$251.40	$357,000	$1,382.50	$553.00
$112,000	$632.00	$252.80	$358,000	$1,385.00	$554.00
$113,000	$635.50	$254.20	$359,000	$1,387.50	$555.00
$114,000	$639.00	$255.60	$360,000	$1,390.00	$556.00
$115,000	$642.50	$257.00	$361,000	$1,392.50	$557.00
$116,000	$646.00	$258.40	$362,000	$1,395.00	$558.00
$117,000	$649.50	$259.80	$363,000	$1,397.50	$559.00
$118,000	$653.00	$261.20	$364,000	$1,400.00	$560.00
$119,000	$656.50	$262.60	$365,000	$1,402.50	$561.00
$120,000	$660.00	$264.00	$366,000	$1,405.00	$562.00
$121,000	$663.50	$265.40	$367,000	$1,407.50	$563.00
$122,000	$667.00	$266.80	$368,000	$1,410.00	$564.00
$123,000	$670.50	$268.20	$369,000	$1,412.50	$565.00
$124,000	$674.00	$269.60	$370,000	$1,415.00	$566.00
$125,000	$677.50	$271.00	$371,000	$1,417.50	$567.00
$126,000	$681.00	$272.40	$372,000	$1,420.00	$568.00
$127,000	$684.50	$273.80	$373,000	$1,422.50	$569.00
$128,000	$688.00	$275.20	$374,000	$1,425.00	$570.00
$129,000	$691.50	$276.60	$375,000	$1,427.50	$571.00
$130,000	$695.00	$278.00	$376,000	$1,430.00	$572.00
$131,000	$698.50	$279.40	$377,000	$1,432.50	$573.00
$132,000	$702.00	$280.80	$378,000	$1,435.00	$574.00
$133,000	$705.50	$282.20	$379,000	$1,437.50	$575.00
$134,000	$709.00	$283.60	$380,000	$1,440.00	$576.00
$135,000	$712.50	$285.00	$381,000	$1,442.50	$577.00
$136,000	$716.00	$286.40	$382,000	$1,445.00	$578.00
$137,000	$719.50	$287.80	$383,000	$1,447.50	$579.00
$138,000	$723.00	$289.20	$384,000	$1,450.00	$580.00
$139,000	$726.50	$290.60	$385,000	$1,452.50	$581.00
$140,000	$730.00	$292.00	$386,000	$1,455.00	$582.00
$141,000	$733.50	$293.40	$387,000	$1,457.50	$583.00
$142,000	$737.00	$294.80	$388,000	$1,460.00	$584.00
$143,000	$740.50	$296.20	$389,000	$1,462.50	$585.00
$144,000	$744.00	$297.60	$390,000	$1,465.00	$586.00
$145,000	$747.50	$299.00	$391,000	$1,467.50	$587.00
$146,000	$751.00	$300.40	$392,000	$1,470.00	$588.00
$147,000	$754.50	$301.80	$393,000	$1,472.50	$589.00
$148,000	$758.00	$303.20	$394,000	$1,475.00	$590.00
$149,000	$761.50	$304.60	$395,000	$1,477.50	$591.00
$150,000	$765.00	$306.00	$396,000	$1,480.00	$592.00
$151,000	$768.50	$307.40	$397,000	$1,482.50	$593.00
$152,000	$772.00	$308.80	$398,000	$1,485.00	$594.00
$153,000	$775.50	$310.20	$399,000	$1,487.50	$595.00
$154,000	$779.00	$311.60	$400,000	$1,490.00	$596.00
$155,000	$782.50	$313.00	$401,000	$1,492.50	$597.00
$156,000	$786.00	$314.40	$402,000	$1,495.00	$598.00
$157,000	$789.50	$315.80	$403,000	$1,497.50	$599.00
$158,000	$793.00	$317.20	$404,000	$1,500.00	$600.00
$159,000	$796.50	$318.60	$405,000	$1,502.50	$601.00
$160,000	$800.00	$320.00	$406,000	$1,505.00	$602.00
$161,000	$803.50	$321.40	$407,000	$1,507.50	$603.00
$162,000	$807.00	$322.80	$408,000	$1,510.00	$604.00
$163,000	$810.50	$324.20	$409,000	$1,512.50	$605.00
$164,000	$814.00	$325.60	$410,000	$1,515.00	$606.00
$165,000	$817.50	$327.00	$411,000	$1,517.50	$607.00
$166,000	$821.00	$328.40	$412,000	$1,520.00	$608.00
$167,000	$824.50	$329.80	$413,000	$1,522.50	$609.00
$168,000	$828.00	$331.20	$414,000	$1,525.00	$610.00
$169,000	$831.50	$332.60	$415,000	$1,527.50	$611.00
$170,000	$835.00	$334.00	$416,000	$1,530.00	$612.00
$171,000	$838.50	$335.40	$417,000	$1,532.50	$613.00
$172,000	$842.00	$336.80	$418,000	$1,535.00	$614.00
$173,000	$845.50	$338.20	$419,000	$1,537.50	$615.00
$174,000	$849.00	$339.60	$420,000	$1,540.00	$616.00
$175,000	$852.50	$341.00	$421,000	$1,542.50	$617.00
$176,000	$856.00	$342.40	$422,000	$1,545.00	$618.00
$177,000	$859.50	$343.80	$423,000	$1,547.50	$619.00
$178,000	$863.00	$345.20	$424,000	$1,550.00	$620.00
$179,000	$866.50	$346.60	$425,000	$1,552.50	$621.00
$180,000	$870.00	$348.00	$426,000	$1,555.00	$622.00
$181,000	$873.50	$349.40	$427,000	$1,557.50	$623.00
$182,000	$877.00	$350.80	$428,000	$1,560.00	$624.00
$183,000	$880.50	$352.20	$429,000	$1,562.50	$625.00
$184,000	$884.00	$353.60	$430,000	$1,565.00	$626.00
$185,000	$887.50	$355.00	$431,000	$1,567.50	$627.00
$186,000	$891.00	$356.40	$432,000	$1,570.00	$628.00
$187,000	$894.50	$357.80	$433,000	$1,572.50	$629.00
$188,000	$898.00	$359.20	$434,000	$1,575.00	$630.00
$189,000	$901.50	$360.60	$435,000	$1,577.50	$631.00
$190,000	$905.00	$362.00	$436,000	$1,580.00	$632.00
$191,000	$908.50	$363.40	$437,000	$1,582.50	$633.00
$192,000	$912.00	$364.80	$438,000	$1,585.00	$634.00
$193,000	$915.50	$366.20	$439,000	$1,587.50	$635.00
$194,000	$919.00	$367.60	$440,000	$1,590.00	$636.00
$195,000	$922.50	$369.00	$441,000	$1,592.50	$637.00
$196,000	$926.00	$370.40	$442,000	$1,595.00	$638.00
$197,000	$929.50	$371.80	$443,000	$1,597.50	$639.00
$198,000	$933.00	$373.20	$444,000	$1,600.00	$640.00
$199,000	$936.50	$374.60	$445,000	$1,602.50	$641.00
$200,000	$940.00	$376.00	$446,000	$1,605.00	$642.00
$201,000	$943.00	$377.20	$447,000	$1,607.50	$643.00
$202,000	$946.00	$378.40	$448,000	$1,610.00	$644.00
$203,000	$949.00	$379.60	$449,000	$1,612.50	$645.00
$204,000	$952.00	$380.80	$450,000	$1,615.00	$646.00
$205,000	$955.00	$382.00	$451,000	$1,617.50	$647.00
$206,000	$958.00	$383.20	$452,000	$1,620.00	$648.00
$207,000	$961.00	$384.40	$453,000	$1,622.50	$649.00
$208,000	$964.00	$385.60	$454,000	$1,625.00	$650.00
$209,000	$967.00	$386.80	$455,000	$1,627.50	$651.00
$210,000	$970.00	$388.00	$456,000	$1,630.00	$652.00
$211,000	$973.00	$389.20	$457,000	$1,632.50	$653.00
$212,000	$976.00	$390.40	$458,000	$1,635.00	$654.00
$213,000	$979.00	$391.60	$459,000	$1,637.50	$655.00
$214,000	$982.00	$392.80	$460,000	$1,640.00	$656.00
$215,000	$985.00	$394.00	$461,000	$1,642.50	$657.00
$216,000	$988.00	$395.20	$462,000	$1,645.00	$658.00
$217,000	$991.00	$396.40	$463,000	$1,647.50	$659.00
$218,000	$994.00	$397.60	$464,000	$1,650.00	$660.00
$219,000	$997.00	$398.80	$465,000	$1,652.50	$661.00
$220,000	$1,000.00	$400.00	$466,000	$1,655.00	$662.00
$221,000	$1,003.00	$401.20	$467,000	$1,657.50	$663.00
$222,000	$1,006.00	$402.40	$468,000	$1,660.00	$664.00
$223,000	$1,009.00	$403.60	$469,000	$1,662.50	$665.00
$224,000	$1,012.00	$404.80	$470,000	$1,665.00	$666.00
$225,000	$1,015.00	$406.00	$471,000	$1,667.50	$667.00
$226,000	$1,018.00	$407.20	$472,000	$1,670.00	$668.00
$227,000	$1,021.00	$408.40	$473,000	$1,672.50	$669.00
$228,000	$1,024.00	$409.60	$474,000	$1,675.00	$670.00
$229,000	$1,027.00	$410.80	$475,000	$1,677.50	$671.00
$230,000	$1,030.00	$412.00	$500,000	$1,740.00	$696.00
$231,000	$1,033.00	$413.20	$550,000	$1,865.00	$746.00
$232,000	$1,036.00	$414.40	$600,000	$1,990.00	$796.00
$233,000	$1,039.00	$415.60	$650,000	$2,115.00	$846.00
$234,000	$1,042.00	$416.80	$700,000	$2,240.00	$896.00
$235,000	$1,045.00	$418.00	$750,000	$2,365.00	$946.00
$236,000	$1,048.00	$419.20	$800,000	$2,490.00	$996.00
$237,000	$1,051.00	$420.40	$850,000	$2,615.00	$1,046.00
$238,000	$1,054.00	$421.60	$900,000	$2,740.00	$1,096.00
$239,000	$1,057.00	$422.80	$950,000	$2,865.00	$1,146.00
$240,000	$1,060.00	$424.00	$1,000,000	$2,990.00	$1,196.00
$241,000	$1,063.00	$425.20	$1,500,000	$3,990.00	$1,596.00
$242,000	$1,066.00	$426.40	$1,750,000	$4,490.00	$1,796.00
$243,000	$1,069.00	$427.60	$2,000,000	$4,990.00	$1,996.00
$244,000	$1,072.00	$428.80	$2,250,000	$5,470.00	$2,188.00
$245,000	$1,075.00	$430.00	$2,500,000	$5,990.00	$2,396.00
$246,000	$1,078.00	$431.20	$2,750,000	$6,490.00	$2,596.00
$247,000	$1,081.00	$432.40	$3,000,000	$6,990.00	$2,796.00
$248,000	$1,084.00	$433.60	$3,250,000	$7,490.00	$2,996.00
$249,000	$1,087.00	$434.80	$3,500,000	$7,990.00	$3,196.00
$250,000	$1,090.00	$436.00	$3,750,000	$8,490.00	$3,396.00
$251,000	$1,093.00	$437.20	$4,000,000	$8,970.00	$3,588.00
$252,000	$1,096.00	$438.40	$4,250,000	$9,365.00	$3,746.00
$253,000	$1,099.00	$439.60	$4,500,000	$9,740.00	$3,896.00
$254,000	$1,102.00	$440.80	$4,750,000	$10,115.00	$4,046.00
$255,000	$1,105.00	$442.00	$5,000,000	$10,490.00	$4,196.00

Basic Rates
For the first $10,000 of liability (or fraction thereof)	$190.00
For each additional $1,000 (or fraction thereof) in excess of $10,000 and up to $50,000	$5.00
For each additional $1,000 (or fraction thereof) in excess of $50,000 and up to $100,000	$4.00
For each additional $1,000 (or fraction thereof) in excess of $100,000 and up to $200,000	$3.50
For each additional $1,000 (or fraction thereof) in excess of $200,000 and up to $300,000	$3.00
For each additional $1,000 (or fraction thereof) in excess of $300,000 and up to $1,000,000	$2.50
For each additional $1,000 (or fraction thereof) in excess of $1,000,000 and up to $4,000,000	$2.00
For each additional $1,000 (or fraction thereof) in excess of $4,000,000 and up to $5,000,000	$1.50
For each additional $1,000 (or fraction thereof) in excess of $5,000,000	$1.00

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RE-ISSUE CREDITS (up to the amount of the existing policy)
Effective Date of Existing Policy	Percent of Basic Rate
Less than 1 year	60%
1-3 Years	40%
3-5 Years	20%
5 Years and over	10%
(Minimum Charge $190.00)

When a first mortgage loan is refinanced by the same borrower, a rate which is 50% of the Basic Rate will be charged for the full amount of the policy insuring the new mortgage, except that if the prior mortgage is less than one year old and the application of the reissue rate would result in a lower premium, the lower premium will apply. The minimum charge for a policy issued under this paragraph will be $190.00

This All-Inclusive Rate Plan shall be applicable to policies covering lands located in any county of the State of Michigan, excepting land located in the counties of Allegan, Barry, Clinton, Eaton, Grand Traverse, Ingham, Ionia, Kent, Leelanau, Montcalm, Muskegon, Newaygo and Ottawa.